Haggerty Insurance

Hagerty's one-of-a-kind benefits not only set us apart from standard insurance companies, but other specialty companies as well. Each of our policy features is based on our own personal experiences as collectors and on feedback we've gotten from fellow collectors - at hundreds of car show and events all across the country. And your clients can feel secure knowing Hagerty is underwritten by Encompass, one of the 10 largest insurers in the country.
Hagerty Collector Auto Policy Features:

Low Premiums.
Our rates are drastically lower than standard. For example.: The standard rate on a '65 Mustang could hit $800/year. Hagerty's average premium on the same car? Just $110. And that includes liability!

Agreed Value Coverage.
Better by far than ACV or Stated Value. In case of a total loss, your clients will receive the full amount for which they insured their vehicle.

No Deductible.
In most states, you'll pay nothing if you have a claim with your collector vehicle. We do, however, require a deductible option for newer vehicles under 20 years of age.*

One-Time Liability Fee.
No matter how many vehicles you have on your policy, you only pay a single liability charge.*

Flexible Usage.
Drivers can enjoy their classics with comfortable limits. Our policy allows for an occasional leisure drive, not just to parades or car events.

Hagerty Collector Network Membership.
Your clients have the opportunity to join the nation's largest community of collector car enthusiasts, enjoy roadside assistance, a quarterly member newsletter and more. Learn more.

In-House Claims Department.
To guarantee every claim is handled by a collector insurance expert, the majority of claims are handled in-house, 7 days a week.

Repair Shop of YOUR Choice.
Hagerty clients take their cars to their repair shop of choice. Quotes are not required.

Restoration Coverage.
Protect your classic and its increasing value during an active restoration project.

Instant New Purchase Coverage.
Unplanned purchases up to $50,000 receive immediate coverage on an existing Hagerty policy.*

Business Use Endorsement.
Collectors may use their cars for specific business or commercial uses for specified time frames.

Auto Show Medical Reimbursement.
Clients or family members injured during an auto show or similar car-related function will receive pre-determined medical coverage.*

Overseas Shipping/Foreign Touring Coverage.
Hagerty can provide special coverage of your vehicle(s) during overseas transit including cargo shipping, foreign liability and property damage. We also can coordinate coverage during your stay.

Club Liability Program.
Protect your club and its members from potential lawsuits while enjoying the same great service and low rates enjoyed by all Hagerty clients.

Motorcycle Safety Equipment Coverage.
This feature includes coverage of spare parts.*

Who Is Hagerty?

Hagerty Insurance has been in the insurance business for five decades and in the specialty insurance field for more than 15 years. Through hard work, competitive products, and excellent customer service, Hagerty has become one of the leading specialty insurance agencies of collector vehicles and boats in the industry.

What Qualifies?

We provide full insurance coverage for antiques, classics, muscle cars, street rods and customs, sports cars, exotics, high-quality replicas, special interest vehicles, and antique motorcycle collections.

We also provide coverage for most types of wooden or fiberglass boats that are maintained in good to very good condition. We cover runabouts, utilities, launches (including steam), skiffs, mono-hulled sailboats, most cruisers and trawlers, and even canoes. High-quality fiberglass boats 15 years or older, home-built or kit wooden boats, and excellent reproductions of classic wooden boat designs are also eligible.

We provide full insurance coverage for collector vehicles that are owned for limited pleasure driving, car shows, and club events. We do not insure regular use vehicles driven on a daily basis. We cover:

• - Antique & Classic Cars
• - Exotic and Special Interest Vehicles
• - Fire Trucks
• - Lowriders
• - Military Vehicles
• - Modern Classics
• - Motorcycles and Scooters
• - Muscle Cars
• - Replicas (High Quality)
• - Street Rods & Custom Vehicles
• - Tractors
• - Trailers
• - Trucks
• - Vehicles Under Active Restoration